Are you a retiree searching for investment advice? Look no further, because this blog post is for you. Join Fisher Investments’ Founder, Ken Fisher, as he debunks the notion that “retirees should be conservative” when it comes to their investments. Discover why adopting a more proactive and strategic approach can potentially yield better results for you and your retirement portfolio.
Fisher Investments’ Founder, Ken Fisher, Debunks “Retirees Should Be Conservative”
Introduction
In a world where retirees are often advised to take a conservative approach to investing, Ken Fisher challenges conventional wisdom and provides a fresh perspective. Many investors believe that a conservative portfolio entails having more exposure to bonds and cash. However, Ken argues that this approach may actually be riskier due to longer life expectancies and underestimating time horizons. In this article, we will explore Fisher Investments’ founder, Ken Fisher’s viewpoint on why retirees should rethink their investment strategy.
The Flaw in Conventional Wisdom
Retirees are often advised to have a conservative investment portfolio, with a heavier allocation toward bonds and cash to mitigate risk. However, Ken Fisher believes that this approach may not be as safe as it seems. With longer life expectancies and increasing healthcare costs, retirees may actually be exposing themselves to more risk by relying too heavily on bonds and cash.
The Power of Stock Exposure
Contrary to popular belief, Ken argues that increasing stock exposure may actually help retirees avoid running out of money later in life. Stocks have historically outperformed bonds and cash over the long term. By maintaining a higher allocation to stocks, retirees have the potential to grow their savings and combat the impact of inflation.
Planning for the Long Term
Retirees often underestimate their time horizons and fail to account for the potential need for growth in their portfolios. Ken Fisher advises retirees to consider their investment horizon, which could span multiple decades. By maintaining a longer-term perspective and including stocks in their portfolios, retirees have a greater likelihood of achieving their financial goals without running out of money.
Connect with Fisher Investments
Stay updated with Fisher Investments on various social media platforms including Facebook, Twitter, LinkedIn, and Instagram. By connecting with Fisher Investments on social media, you can access valuable insights, market updates, and educational resources that can enhance your investment knowledge.
Follow Ken Fisher for Expert Insights
If you’re interested in staying updated on the latest investment trends and accessing expert insights, make sure to follow Ken Fisher on Facebook, Twitter, LinkedIn, Instagram, and even TikTok. Ken Fisher shares his opinions and expertise on these platforms, providing valuable information to help you make informed investment decisions.
Investing Involves Risk
It’s important to note that investing in securities involves risks, and past performance is not a guarantee of future returns. Fisher Investments encourages investors to thoroughly assess their risk tolerance and goals before making any investment decisions. While Ken Fisher challenges conventional wisdom, it’s essential to remember that the views expressed are general opinions and not personalized investment advice.
In Conclusion
Ken Fisher, founder of Fisher Investments, challenges the notion that retirees should always be conservative in their investment approach. By rethinking the traditional allocation towards bonds and cash, retirees may have a better chance of growing their savings and avoiding running out of money later in life. However, it’s crucial for individuals to closely evaluate their own risk tolerance and long-term objectives before making any investment decisions. Connect with Fisher Investments and follow Ken Fisher on various social media platforms to gain access to valuable insights and expert advice to support your investment journey.
